5 Storm Tips for Homeowners

10/28/2021 (Permalink)

Storms can seriously damage your residence in Greenville, NC.

Changes in weather patterns have to lead to more frequent and more severe storms. Homeowners need to know what steps to take when their homes have been damaged by a storm. These storm tips can help.

5 Things To Do When You Have Storm Damage

Storms can create conditions, such as damaged roofs or wet materials, that can continue to damage property after the storm is over if steps are not taken to mitigate the damage. These are five things you should do if you have storm damage.

1. Take Safety Precautions

Storms may come with high winds, flooding, and other conditions that can cause injuries. Check on your household members to make sure no one has been injured. Be alert for hazards such as exposed nails, broken glass, standing water, and debris. Avoid downed power lines and do not enter standing water. Shut off the gas to your home if you smell a leak. Do not drive into standing water.

2. Take Photos of the Damage

Take photos of the interior and exterior damage to your home. Avoid entering any part of your home that may have structural damage. Photograph any evidence of roof lifting or missing shingles. Look for missing or damaged exterior siding and broken windows or doors. Check for broken or damaged appliances. Inspect your basement or crawlspace for flooding. Document moisture-damaged walls, flooring, furniture, and carpeting. Inspect electrical outlets and appliances for fire damage caused by downed power lines or shorts. Photograph any damaged contents.

3. Contact Your Insurance Company

Call your insurance company as soon as you are able. Storm damage is usually widespread and insurance companies will be busy. You don't want to end up at the back of the line because you waited to report your claim. Ask any questions you have about your policy. Your insurance professional may provide additional storm tips to mitigate damage to your home. The company will usually assign an adjuster to come to assess the damage to your home. If you need to make temporary repairs before this, keep your receipts. Ask your adjuster about utilizing a storm restoration company in Greenville, NC, to assist with cleanup.

4. Mitigate Your Damage

If you have broken windows or doors or holes in the roof or walls, cover them with tarp or plywood to prevent additional damage from wind and rain. If your home is not safe to live in while you wait for permanent repairs, consider moving into a hotel room or rental or staying with a friend or family member.

5. Organize Your Receipts

Retain and organize any receipts and other records you have related to your insurance claim. Depending on your policy, you may be able to get reimbursement for temporary repairs and loss of use of your home. If you are having difficulty meeting expenses, ask your insurance company if you can get partial payment of your settlement.

Dealing with the aftermath of a storm can be overwhelming for many homeowners. However, adding these storm tips to your storm preparation plan can make things easier.